What Are In-House Financing Car Dealers?

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In-house financing car dealers can provide an auto loan without connecting you to an outside lender, or acting simply as an intermediary. Like other dealerships, in-house financing car lots will give you the option to apply for a loan through a bank or to cast a wide net by filling out an application with the dealership. However–and this is the crucial point–they’re also able to provide the money you need directly, without involving a third party.

Understanding the Benefits

Although getting connected with a wide range of Scottsdale-area lenders can help many drivers find the best rate on their auto loan, those who’ve been turned down in the past might worry about making so many applications.

Working with in-house financing car dealers near Paradise Valley or Cave Creek might make it easier to secure a loan. That’s because the dealership isn’t held to the same lending restrictions as most other institutions in the area. That means you can enjoy:

  • A higher chance of loan approval
  • Flexible interest rates and terms
  • Clear and direct conversations with a single financing specialist

If you’re trying to finance with low or no credit, searching for in-house financing car dealers near Phoenix may be your single best option. If you’re able to make the payments on time, you might even see some credit improvements.

Know the Risks

If you’re interested in financing a vehicle with Land Rover North Scottsdale, give us a call at (855) 559-3222 to find out when we offer in-house financing on cars and SUVs. It might not be an option with every model, but we’ll do whatever we can to help you start a new adventure.

If you’re looking for other in-house financing car lots in the area, you should know the risks:

  • In-house financing car dealers might draw people in with a low pre-approval rate, and then up the final rate in the signing room.
  • If the car dealership doesn’t report to a credit bureau, making on-time payments won’t help your credit score.
  • If the dealership lets you leave the lot without a finalized payment plan, or tries to change up your loan terms on the fly, they don’t have your best interests at heart.

Finance with Land Rover North Scottsdale

When you choose the Land Rover North Scottsdale financing department, you’ll work with a team that truly wants to see you behind the wheel! Although there are other in-house financing car dealers near Scottsdale and Phoenix, Land Rover North Scottsdale is best-prepared to connect you to the special lease or loan package you need to move forward! Start a conversation today.

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(855) 559-3222

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18100 N Scottsdale • Phoenix, AZ 85054

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Land Rover North Scottsdale

18100 N Scottsdale Phoenix, AZ

Phone: (855) 559-3222



Phone: (877) 704-6122

18100 N Scottsdale Phoenix, AZ


Phone: (855) 559-3222

18100 N Scottsdale Phoenix, AZ


Phone: (877) 704-6950

18100 N Scottsdale Phoenix, AZ
33.650245 -111.9262896
Land Rover North Scottsdale 33.650245, -111.9262896.