Can You Finance a Car with No Credit?

reviewing financing documents



Buying a new car in Phoenix can feel like an overwhelming process, especially if you’re worried about your credit history. Luckily, it is possible to finance a car with no credit! Use these car buying tips to get behind the wheel of the automotive loan process today!

Financing with Bad or Even No Credit

If you’re struggling with no credit or bad credit issues, you can still get access to a car loan. Do your research and work with a finance department you can trust to guide you through the process. While keeping your budget and financial limits in mind, be sure to consider the following while shopping for your next new or used car:

  • Work on your credit score: Getting your credit in the best possible shape will save you money in the long run. Even before you enter a dealership, make efforts to pay off debts on time and in full if possible.
  • Know your limits: Buying a car shouldn’t put you over what you can afford. Use budgeting tools such as a payment calculator to help you nail down what you can manage on a monthly basis.
  • Negotiate price: Work with your salesperson to get the best possible price on your vehicle, incorporating any trade-ins or incentives. Be sure to few rates from multiple lenders.
  • Be prepared for a higher cost: Credit issues will likely require you to put down a larger down payment or purchase with higher interest rates. Be sure to budget appropriately.
  • Ask questions: If you’re unsure about any of the steps in the loan process, be sure to speak up. Just because your credit is less than perfect does not mean you have to accept terms that are beyond your reach. Ask about in-house financing options, too.
  • Consider leasing: Lease agreements often come with lower monthly payments than buying outright. Take advantage of any lease specials to help you get where you need to be.

Find Auto Financing at Land Rover North Scottsdale

Don’t let your credit history hold you back; work with the experts at Land Rover North Scottsdale to find a price and terms that work for you. We’re here to answer all your financing questions and help you get financing that fits with your budget and lifestyle. Contact us today to get started, or learn more about liability coverageclassic car financing, or refinancing an auto loan before you stop in!

More from Land Rover North Scottsdale

  • 2020 Land Rover Discovery Towing Capacity

    You know that the Land Rover Discovery is one powerful SUV that dominates the roads in Scottsdale. You also know that it’s ready for just about any adventure, but how much a Land Rover Discovery can tow? Find out with Land Rover North Scottsdale, below. Find Your New DiscoveryContact Us How Much Can a Land Rover Discovery Tow? …

  • What is the 2020 Land Rover Defender Price?

    For those Scottsdale drivers who expect the most of their luxury SUV, there’s no substitute for a new Land Rover. That’s why so many are asking for all the details about the latest models, and particularly, about the 2020 2020 Land Rover Defender price! Since it starts at just $49,900 MSRP*, this new addition to…

  • A Closer Look at the 2020 Range Rover Interior

    Unparalleled luxury can impressive capability have always gone hand-in-hand at Land Rover. And with the 2020 Land Rover Range Rover interior, you know you’ll be getting the best of the best. The Range Rover capacity and interior features have been designed to please the most discerning drivers in the Scottsdale area, and we know you’ll…

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

(855) 559-3222

Call Now

18100 N Scottsdale • Phoenix, AZ 85054

Get Directions

Today's Hours:

Sales: Closed

Service: Closed

Parts: Closed

Land Rover North Scottsdale

18100 N Scottsdale Phoenix, AZ

Phone: (855) 559-3222

http://maps.google.com/?q=18100%20N%20Scottsdale%2C%20Phoenix%2C%20AZ%20%2C%20Ph%2C%20AZ%2085054

Parts

Phone: (877) 704-6122

18100 N Scottsdale Phoenix, AZ

Sales

Phone: (855) 559-3222

18100 N Scottsdale Phoenix, AZ

Service

Phone: (877) 704-6950

18100 N Scottsdale Phoenix, AZ
33.650245 -111.9262896
Land Rover North Scottsdale 33.650245, -111.9262896.